Does the Kia EV9 qualify for the car loan interest deduction?
The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Kia EV9 is built and what it means for your loan interest.
Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
✓
PASS — assembled in the USA
The Kia EV9 qualifies on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer
Kia moved EV9 assembly to its West Point, Georgia plant in mid-2024, and 2025–2026 EV9s sold in the US are built there alongside the Telluride, Sorento and Sportage. That makes the three-row electric SUV a pass on the OBBBA final-assembly test.
Where the Kia EV9 is assembled
| Assembly plant | Location | Assembly test |
|---|---|---|
| Kia Georgia | West Point, GA | ✓ United States |
Confirm the other three tests
A US-assembly PASS is only the first gate. Each remaining condition has its own guide:
New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Frequently asked questions
Is the Kia EV9 built in the United States?
Yes. Since 2024 the EV9 has been assembled at Kia Georgia in West Point, GA — the first Kia EV built in North America.
Weren't early EV9s imported from Korea?
The first EV9s that reached US dealers in 2024 came from Korea before Georgia production ramped up. Those are used cars now, and used vehicles don't qualify anyway — but if you're unsure about a specific unit, decode the VIN.
Does the EV9 qualify like a gas Kia?
On the assembly test, yes — being electric neither helps nor hurts. A Georgia-built EV9 meets the US-assembly rule the same way a Georgia-built Telluride does.
Related vehicles
Kia Telluride ✓ Qualifies Kia Sportage ! Depends on VIN Kia K5 ✕ Doesn't qualify Kia Sorento ! Depends on VIN Kia Carnival ✕ Doesn't qualify Kia EV6 ! Depends on VIN
Advertiser disclosure
Financing a Kia EV9? Compare rates before you sign.
A lower rate means less interest — and the qualifying interest is what's deductible. Compare partner lenders; checking won't affect your credit score.