New for 2025–2028 · up to $10,000 deductible

Your car. Your income. One clear verdict.

Tax software won't check your VIN — we do. See in under a minute whether your car loan interest is deductible, and for how much. A deduction, not a credit.

Check my VIN Estimate my deduction
● Vehicle data: NHTSA vPIC● Tax rules: IRS● Data updated: Jul 2026● Not tax advice · Methodology
Sample verdict
1FTEW1EP5MKD73402
✓
PASS — assembled in the USA
Ford F-150 · Dearborn, Michigan
Interest paid 2026
$2,340
Your deduction
$2,340
Your VIN goes straight to NHTSA and nowhere else.
1
U.S. final assembly — verified by VIN, not the badge.
2
New personal-use vehicle — used cars and leases don't qualify.
3
Loan taken 2025–2028 — refinancing can carry it over.
4
Income under the cap — phase-out from $100k / $200k MAGI.

Start where you are

Tool
Check my VIN
Paste your 17-character VIN — we read the final-assembly country from NHTSA and give a verdict.
Tool
Deduction calculator
Interest paid, income, filing status — your deduction after the $10,000 cap and phase-out.
Lookup
Does your car qualify?
Find your make and model — every vehicle we've checked for U.S. assembly, with a plain verdict.
Lists
Qualifying cars
Which models pass the U.S. final-assembly test — and which only sometimes do.
Filing
How to claim it
Step by step: confirm eligibility, total your interest, and file it on Schedule 1-A.
By state
Deduction by state
The deduction is federal — see whether your state's income tax follows it too.
Lists
Cars assembled in the USA
The full table by model and plant, with split-assembly caveats flagged.
Guide
Refinancing & the deduction
Refinance to a lower rate — you keep the deduction. How the rules carry over.
Guides
All guides
From shopping to filing Schedule 1-A: every step in plain English.

Everything we've checked

No sampling and no "top 5" — every vehicle and every state we cover is listed and linked. 162 models checked against U.S. final assembly, 75 of them qualifying; all 51 state answers, including the 9 states where there's no state income tax to worry about.

By vehicle type

90 SUVs & crossovers 41 qualify 19 Trucks 14 qualify 30 Sedans & coupes 9 qualify 18 Electric vehicles 9 qualify 5 Minivans & vans 2 qualify

By state — all 51

AL AK AZ AR CA CO CT DE DC FL GA HI ID IL IN IA KS KY LA ME MD MA MI MN MS MO MT NE NV NH NJ NM NY NC ND OH OK OR PA RI SC SD TN TX UT VT VA WA WV WI WY

no state income tax — nothing to check at the state level. Full state breakdown →