Does the Kia Carnival qualify for the car loan interest deduction?
The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Kia Carnival is built and what it means for your loan interest.
Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
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FAIL — assembled outside the USA
The Kia Carnival does not qualify on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer
The Kia Carnival is built in South Korea, so it fails the OBBBA final-assembly-in-America test — hybrid and gas alike. A new, personal-use Carnival still can't clear this gate because it isn't US-assembled. For a US-built minivan, the Toyota Sienna (Indiana) or Honda Odyssey (Alabama) are the ones to check.
Where the Kia Carnival is assembled
The Kia Carnival is imported for the US market — its final assembly point is outside the United States, so it fails the assembly test regardless of the brand.
Confirm the other three tests
A US-assembly result is only the first gate. Each remaining condition has its own guide:
New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Frequently asked questions
Is the Kia Carnival made in the USA?
No. The Carnival is assembled in South Korea, so it does not meet the US final-assembly requirement.
Does the Carnival Hybrid qualify?
No. Both the gas and hybrid Carnival are built in Korea, so neither passes the assembly test regardless of powertrain.
Which minivans are US-built instead?
The Toyota Sienna (Princeton, IN) and Honda Odyssey (Lincoln, AL) are US-assembled. Confirm the plant with the VIN before relying on the deduction.
Advertiser disclosure
Financing a Kia Carnival? Compare rates before you sign.
A lower rate means less interest — and the qualifying interest is what's deductible. Compare partner lenders; checking won't affect your credit score.