Does the Kia Telluride qualify for the car loan interest deduction?
The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Kia Telluride is built and what it means for your loan interest.
Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
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PASS — assembled in the USA
The Kia Telluride qualifies on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer
Every Kia Telluride is built at Kia's West Point, Georgia plant, so this three-row SUV passes the OBBBA final-assembly test. Bought new for personal use with a qualifying loan and income under the phase-out, its interest can be deductible. Assembly is one gate — the calculator covers the rest.
Where the Kia Telluride is assembled
| Assembly plant | Location | Assembly test |
|---|---|---|
| Kia Georgia | West Point, GA | ✓ United States |
Confirm the other three tests
A US-assembly PASS is only the first gate. Each remaining condition has its own guide:
New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Frequently asked questions
Where is the Kia Telluride made?
The Telluride is assembled exclusively at Kia Georgia in West Point, a US final-assembly point that meets the assembly test.
Is the Telluride built in the same plant as the Sorento?
Yes, both come from West Point, Georgia — though some Sorentos are also imported from Korea, so decode that VIN. The Telluride is US-built across the board.
Does a used Telluride qualify?
No. Only new vehicles qualify. A used Telluride, even a Georgia-built one, is out because original use must begin with you.
Advertiser disclosure
Financing a Kia Telluride? Compare rates before you sign.
A lower rate means less interest — and the qualifying interest is what's deductible. Compare partner lenders; checking won't affect your credit score.