Does the Jeep Wagoneer qualify for the car loan interest deduction?
The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Jeep Wagoneer is built and what it means for your loan interest.
Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
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PASS — assembled in the USA
The Jeep Wagoneer qualifies on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer
Jeep builds the full-size Wagoneer at Warren Truck Assembly in Michigan, so it passes the OBBBA final-assembly test. Financed new for personal use with income under the phase-out, a Wagoneer loan's interest can qualify. Remember assembly is only one of the gates the deduction checks.
Where the Jeep Wagoneer is assembled
| Assembly plant | Location | Assembly test |
|---|---|---|
| Warren Truck Assembly | Warren, MI | ✓ United States |
Confirm the other three tests
A US-assembly PASS is only the first gate. Each remaining condition has its own guide:
New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Frequently asked questions
Where is the Jeep Wagoneer built?
The Wagoneer and Grand Wagoneer are assembled at Warren Truck Assembly in Michigan, a US final-assembly point that meets the assembly test.
Does the Grand Wagoneer qualify the same way?
Yes. The Grand Wagoneer is built on the same Warren, Michigan line, so it satisfies the assembly test — the loan, use, and income tests still apply.
With a high MSRP, will income limits affect my Wagoneer deduction?
Possibly. The deduction phases out above $100,000 MAGI for single filers and $200,000 for joint filers — use our calculator to see what interest you can claim at your income.
Advertiser disclosure
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