Does the Jeep Grand Wagoneer qualify for the car loan interest deduction?
The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Jeep Grand Wagoneer is built and what it means for your loan interest.
Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
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PASS — assembled in the USA
The Jeep Grand Wagoneer qualifies on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer
Jeep builds the Grand Wagoneer at Warren Truck Assembly in Michigan, so this premium full-size SUV passes the OBBBA final-assembly test. Financed new for personal use with income under the phase-out, its interest can be deductible — though a high MSRP means the income phase-out matters. Assembly is one gate; the others still apply.
Where the Jeep Grand Wagoneer is assembled
| Assembly plant | Location | Assembly test |
|---|---|---|
| Warren Truck Assembly | Warren, MI | ✓ United States |
Confirm the other three tests
A US-assembly PASS is only the first gate. Each remaining condition has its own guide:
New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Frequently asked questions
Where is the Jeep Grand Wagoneer built?
The Grand Wagoneer is assembled at Warren Truck Assembly in Michigan — the same plant as the Wagoneer — a US final-assembly point that meets the assembly test.
Is the Grand Wagoneer built in the same place as the Wagoneer?
Yes. Both come from Warren Truck Assembly in Michigan, so both are US-assembled.
With a high MSRP, will income limits affect my deduction?
Possibly. The deduction phases out above $100,000 MAGI for single filers and $200,000 for joint filers — use our calculator to see what interest you can claim.
Advertiser disclosure
Financing a Jeep Grand Wagoneer? Compare rates before you sign.
A lower rate means less interest — and the qualifying interest is what's deductible. Compare partner lenders; checking won't affect your credit score.