Does the Jeep Compass qualify for the car loan interest deduction?
The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Jeep Compass is built and what it means for your loan interest.
Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
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FAIL — assembled outside the USA
The Jeep Compass does not qualify on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer
The Jeep Compass sold in the US is built in Toluca, Mexico, so it fails the OBBBA final-assembly-in-America test. Being new and personal-use doesn't help — the SUV simply isn't US-assembled. If you want a US-built Jeep, the Wrangler and Grand Cherokee are the ones to check.
Where the Jeep Compass is assembled
The Jeep Compass is imported for the US market — its final assembly point is outside the United States, so it fails the assembly test regardless of the brand.
Confirm the other three tests
A US-assembly result is only the first gate. Each remaining condition has its own guide:
New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Frequently asked questions
Is the Jeep Compass made in the USA?
No. The US-market Compass is assembled in Toluca, Mexico, so it does not meet the final-assembly requirement.
Which Jeeps are US-built instead?
The Wrangler and Gladiator (Toledo, OH), Grand Cherokee (Detroit, MI), and Wagoneer (Warren, MI) are US-assembled. Confirm the plant with the VIN before counting on the deduction.
Could a future Compass qualify?
Only if Jeep moved final assembly to a US plant. As long as your Compass's VIN decodes to Mexico, it fails — always confirm with the VIN.
Advertiser disclosure
Financing a Jeep Compass? Compare rates before you sign.
A lower rate means less interest — and the qualifying interest is what's deductible. Compare partner lenders; checking won't affect your credit score.