Does the Ford Maverick qualify for the car loan interest deduction?

The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Ford Maverick is built and what it means for your loan interest.

Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
Flat illustration of a truck
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FAIL — assembled outside the USA
The Ford Maverick does not qualify on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer

The Ford Maverick compact pickup is built in Hermosillo, Mexico, so it fails the OBBBA final-assembly-in-America test — hybrid and EcoBoost alike. Buying one new for personal use won't clear this gate, because the truck isn't US-assembled. For a US-built Ford pickup, the F-150 (Michigan/Missouri) or Ranger (Michigan) qualify.

Where the Ford Maverick is assembled

The Ford Maverick is imported for the US market — its final assembly point is outside the United States, so it fails the assembly test regardless of the brand.

Confirm the other three tests

A US-assembly result is only the first gate. Each remaining condition has its own guide:

New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Check your exact VIN → Estimate your deduction

Frequently asked questions

Is the Ford Maverick built in the United States?
No. The Maverick is assembled in Hermosillo, Mexico, so it does not meet the US final-assembly requirement.
Does the Maverick Hybrid qualify?
No. Both the hybrid and turbocharged Mavericks are built in Mexico, so neither passes the assembly test.
Which Ford trucks are US-assembled instead?
The F-150 (Dearborn, MI and Kansas City, MO) and the Ranger (Wayne, MI) are US-built. Confirm the exact plant with the VIN before relying on the deduction.

Related vehicles

Ford F-150 ✓ Qualifies Ford Explorer ✓ Qualifies Ford Escape ✓ Qualifies Ford Bronco ✓ Qualifies Ford Bronco Sport ✕ Doesn't qualify Ford Mustang ✓ Qualifies
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Financing a Ford Maverick? Compare rates before you sign.
A lower rate means less interest — and the qualifying interest is what's deductible. Compare partner lenders; checking won't affect your credit score.
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