Does the Ford Bronco qualify for the car loan interest deduction?
The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Ford Bronco is built and what it means for your loan interest.
Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
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PASS — assembled in the USA
The Ford Bronco qualifies on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer
The Ford Bronco is assembled at the Michigan Assembly Plant in Wayne, so this off-roader clears the OBBBA final-assembly test. Financed new for personal use with MAGI under the phase-out, a Bronco loan's interest can qualify. Just don't confuse it with the Mexican-built Bronco Sport.
Where the Ford Bronco is assembled
| Assembly plant | Location | Assembly test |
|---|---|---|
| Michigan Assembly Plant | Wayne, MI | ✓ United States |
Confirm the other three tests
A US-assembly PASS is only the first gate. Each remaining condition has its own guide:
New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Frequently asked questions
Where is the Ford Bronco built?
The full-size Bronco is assembled at Ford's Michigan Assembly Plant in Wayne, Michigan — a US final-assembly point that passes the assembly test.
Is the Bronco Sport made in the same place as the Bronco?
No. The Bronco is built in Wayne, Michigan, but the smaller Bronco Sport is built in Hermosillo, Mexico. The Bronco passes the assembly test; the Bronco Sport fails it.
Do two-door and four-door Broncos both qualify?
Yes. Both body styles come from the Michigan Assembly Plant, so both meet the US assembly requirement — the loan and income tests still apply.
Advertiser disclosure
Financing a Ford Bronco? Compare rates before you sign.
A lower rate means less interest — and the qualifying interest is what's deductible. Compare partner lenders; checking won't affect your credit score.