Does the Ford Bronco Sport qualify for the car loan interest deduction?
The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Ford Bronco Sport is built and what it means for your loan interest.
Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
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FAIL — assembled outside the USA
The Ford Bronco Sport does not qualify on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer
Despite the shared name, the Ford Bronco Sport is built in Hermosillo, Mexico, so it fails the OBBBA final-assembly-in-America test. A new, personal-use Bronco Sport still can't clear this gate because it isn't US-assembled. The bigger Bronco (Michigan) is the one that passes.
Where the Ford Bronco Sport is assembled
The Ford Bronco Sport is imported for the US market — its final assembly point is outside the United States, so it fails the assembly test regardless of the brand.
Confirm the other three tests
A US-assembly result is only the first gate. Each remaining condition has its own guide:
New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Frequently asked questions
Is the Ford Bronco Sport made in the USA?
No. The Bronco Sport is assembled in Hermosillo, Mexico, so it does not meet the US final-assembly requirement.
Why does the Bronco qualify but not the Bronco Sport?
They're built in different countries. The Bronco is assembled in Wayne, Michigan, while the Bronco Sport comes from Hermosillo, Mexico — so only the Bronco passes.
Is the Bronco Sport related to the US-built Escape?
They share a platform, but the Escape is built in Kentucky and the Bronco Sport in Mexico. The Escape passes the assembly test; the Bronco Sport does not.
Advertiser disclosure
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