Does the Ford Expedition qualify for the car loan interest deduction?
The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Ford Expedition is built and what it means for your loan interest.
Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
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PASS — assembled in the USA
The Ford Expedition qualifies on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer
Ford builds the Expedition at the Kentucky Truck Plant in Louisville, so this full-size SUV passes the OBBBA final-assembly test. Bought new for personal use with a qualifying loan and income under the cap, its interest can be deductible. US assembly is one gate; the others still apply.
Where the Ford Expedition is assembled
| Assembly plant | Location | Assembly test |
|---|---|---|
| Kentucky Truck Plant | Louisville, KY | ✓ United States |
Confirm the other three tests
A US-assembly PASS is only the first gate. Each remaining condition has its own guide:
New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Frequently asked questions
Where is the Ford Expedition assembled?
The Expedition and its long-wheelbase Max are built at Ford's Kentucky Truck Plant in Louisville, a US final-assembly point that meets the assembly test.
Is the Expedition built in the same plant as the Super Duty?
Yes. The Kentucky Truck Plant in Louisville builds both the Expedition and the F-Series Super Duty, so both are US-assembled.
Does towing with an Expedition for work affect eligibility?
The OBBBA deduction is for personal-use vehicles. An Expedition used mainly for business falls under separate business-expense rules instead.
Advertiser disclosure
Financing a Ford Expedition? Compare rates before you sign.
A lower rate means less interest — and the qualifying interest is what's deductible. Compare partner lenders; checking won't affect your credit score.