Does the Mercedes-Benz GLS qualify for the car loan interest deduction?
The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Mercedes-Benz GLS is built and what it means for your loan interest.
Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
✓
PASS — assembled in the USA
The Mercedes-Benz GLS qualifies on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer
Mercedes builds its largest SUV in Alabama: the GLS and the Mercedes-Maybach GLS both come from the Tuscaloosa-area plant in Vance. The GLS clears the OBBBA final-assembly test, though a Maybach-size loan will run past the $10,000 annual interest cap quickly.
Where the Mercedes-Benz GLS is assembled
| Assembly plant | Location | Assembly test |
|---|---|---|
| Mercedes-Benz U.S. International (Tuscaloosa) | Vance, AL | ✓ United States |
Confirm the other three tests
A US-assembly PASS is only the first gate. Each remaining condition has its own guide:
New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Frequently asked questions
Where is the Mercedes-Benz GLS assembled?
At Mercedes-Benz U.S. International in Vance, Alabama, which also builds the GLE, EQE SUV and EQS SUV. That is US final assembly, so the GLS meets the test.
Is the Maybach GLS also US-built?
Yes — the Mercedes-Maybach GLS is assembled on the same Alabama line. It passes the assembly test, but the deduction is still capped at $10,000 of interest a year.
Does my income affect whether I can claim it?
Yes. The deduction phases out above $100,000 MAGI single and $200,000 joint, which matters on a vehicle in the GLS price range. US assembly alone is not enough.
Related vehicles
Mercedes-Benz GLE ✓ Qualifies Mercedes-Benz GLC ✕ Doesn't qualify Mercedes-Benz C-Class ✕ Doesn't qualify Honda CR-V ! Depends on VIN Toyota RAV4 ! Depends on VIN Toyota Highlander ✓ Qualifies
Advertiser disclosure
Financing a Mercedes-Benz GLS? Compare rates before you sign.
A lower rate means less interest — and the qualifying interest is what's deductible. Compare partner lenders; checking won't affect your credit score.