Does the Hyundai Palisade qualify for the car loan interest deduction?

The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Hyundai Palisade is built and what it means for your loan interest.

Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
Flat illustration of a suv
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FAIL — assembled outside the USA
The Hyundai Palisade does not qualify on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer

The Hyundai Palisade is built in Ulsan, South Korea, so it fails the OBBBA final-assembly-in-America test. A new, personal-use Palisade still can't clear this gate because it isn't US-assembled. For a US-built Hyundai SUV, the Alabama-built Santa Fe is the one to check — and decode the VIN, since sourcing can change.

Where the Hyundai Palisade is assembled

The Hyundai Palisade is imported for the US market — its final assembly point is outside the United States, so it fails the assembly test regardless of the brand.

Confirm the other three tests

A US-assembly result is only the first gate. Each remaining condition has its own guide:

New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Check your exact VIN → Estimate your deduction

Frequently asked questions

Is the Hyundai Palisade made in the USA?
No. The Palisade is assembled in Ulsan, South Korea, so it does not currently meet the US final-assembly requirement.
Which Hyundai SUVs are US-built instead?
The Santa Fe (Montgomery, AL) is US-assembled, and the Tucson is split between Alabama and Korea. Decode the VIN before relying on the deduction.
Could a Palisade ever qualify?
Only if a specific unit's final assembly is in the US. Because sourcing can shift over time, always decode the VIN rather than assuming.
Advertiser disclosure
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A lower rate means less interest — and the qualifying interest is what's deductible. Compare partner lenders; checking won't affect your credit score.
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