✕ FAIL — assembled outside the USA
The Hyundai Sonata does not qualify on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer
Hyundai ended Sonata assembly at its Montgomery, Alabama plant in early 2022 — that line now builds the Santa Fe, Tucson, Santa Cruz and GV70. Every 2025–2026 Sonata sold in the US is imported from Korea, so the Sonata fails the OBBBA final-assembly test and its loan interest does not qualify, whatever the badge suggests.
Where the Hyundai Sonata is assembled
The Hyundai Sonata is imported for the US market — its final assembly point is outside the United States, so it fails the assembly test regardless of the brand.
Confirm the other three tests
A US-assembly result is only the first gate. Each remaining condition has its own guide:
Frequently asked questions
Is the Hyundai Sonata still made in the USA?
No. Hyundai moved Sonata production out of Montgomery, Alabama in early 2022; that plant now builds other models. Current Sonatas are imported from Korea, so they fail the US final-assembly test.
Can I still deduct interest on a 2025 Sonata loan?
Not on the assembly test — an imported vehicle doesn't qualify for the OBBBA car loan interest deduction regardless of how it's financed. Always confirm with the VIN, but current Sonatas decode to Korea.
Which Hyundais do qualify instead?
Hyundai models built at Montgomery, Alabama — like the Santa Fe and Santa Cruz — can pass the assembly test. Decode the specific VIN to confirm a US plant before counting on the deduction.
Related vehicles
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