Does the Honda Accord qualify for the car loan interest deduction?
The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Honda Accord is built and what it means for your loan interest.
Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
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PASS — assembled in the USA
The Honda Accord qualifies on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer
Honda assembles the Accord — sedan and hybrid — in Marysville, Ohio, so it passes the OBBBA final-assembly test. A new Accord financed for personal use, with MAGI under the phase-out, can generate deductible loan interest. Just remember assembly is only one requirement among several.
Where the Honda Accord is assembled
| Assembly plant | Location | Assembly test |
|---|---|---|
| Marysville Auto Plant | Marysville, OH | ✓ United States |
Confirm the other three tests
A US-assembly PASS is only the first gate. Each remaining condition has its own guide:
New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Frequently asked questions
Where is the Honda Accord built?
US Accords are assembled at the Marysville Auto Plant in Ohio, a US final-assembly point that satisfies the assembly test.
Does the Accord Hybrid also qualify?
Yes. The Accord Hybrid is built on the same Marysville, Ohio line, so it meets the assembly test — your loan, personal use, and income still have to check out.
Is a used Accord eligible?
No. The deduction only covers new vehicles. A used Accord, even a US-built one, does not qualify because original use must begin with you.
Advertiser disclosure
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A lower rate means less interest — and the qualifying interest is what's deductible. Compare partner lenders; checking won't affect your credit score.