Does the Honda Pilot qualify for the car loan interest deduction?
The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Honda Pilot is built and what it means for your loan interest.
Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
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PASS — assembled in the USA
The Honda Pilot qualifies on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer
The Honda Pilot is built exclusively in Lincoln, Alabama for the US market, so it clears the OBBBA final-assembly test. New, personal-use, financed, and under the income cap, a Pilot loan's interest can be deductible. Assembly is one gate — the calculator covers the rest.
Where the Honda Pilot is assembled
| Assembly plant | Location | Assembly test |
|---|---|---|
| Lincoln (Honda Alabama) | Lincoln, AL | ✓ United States |
Confirm the other three tests
A US-assembly PASS is only the first gate. Each remaining condition has its own guide:
New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Frequently asked questions
Where is the Honda Pilot assembled?
The Pilot is built at Honda's Lincoln, Alabama plant, a US final-assembly point that meets the assembly test.
Is the Pilot built in the same plant as the Passport?
Yes. Both the Pilot and Passport come from Lincoln, Alabama, so both satisfy the US assembly requirement.
Does a three-row SUV get treated differently?
No. Body style doesn't matter for the deduction — a qualifying personal-use Pilot is eligible as long as the assembly, new-vehicle, loan, and income tests are met.
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