Does the Audi Q5 qualify for the car loan interest deduction?
The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Audi Q5 is built and what it means for your loan interest.
Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
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FAIL — assembled outside the USA
The Audi Q5 does not qualify on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer
Audi's best-selling SUV in America is built just south of the border. The Q5 and Q5 Sportback for the US and Canada come from Audi's San José Chiapa plant in Puebla, Mexico, so the Q5 fails the OBBBA final-assembly test — North American production is not the same as US assembly.
Where the Audi Q5 is assembled
The Audi Q5 is imported for the US market — its final assembly point is outside the United States, so it fails the assembly test regardless of the brand.
Confirm the other three tests
A US-assembly result is only the first gate. Each remaining condition has its own guide:
New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Frequently asked questions
Is the Audi Q5 made in the USA?
No. US-market Q5 and Q5 Sportback models are assembled at Audi's San José Chiapa plant in Mexico, which does not satisfy the US final-assembly requirement.
Does Mexican assembly count for this deduction?
No. The OBBBA test requires final assembly in the United States specifically. A VIN starting with 3 indicates Mexico and fails the test.
Does the SQ5 qualify?
No. The SQ5 comes off the same Mexican line as the standard Q5, so it fails the US assembly test as well.
Related vehicles
Audi Q7 ✕ Doesn't qualify Honda CR-V ! Depends on VIN Toyota RAV4 ! Depends on VIN Toyota Highlander ✓ Qualifies Toyota 4Runner ✕ Doesn't qualify Honda Pilot ✓ Qualifies
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