Does the Toyota Sienna qualify for the car loan interest deduction?
The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Toyota Sienna is built and what it means for your loan interest.
Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
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PASS — assembled in the USA
The Toyota Sienna qualifies on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer
Toyota builds the Sienna — a hybrid-only minivan — in Princeton, Indiana, so it clears the OBBBA final-assembly test. Financed new for personal use with income under the phase-out, a Sienna loan's interest can be deductible. Assembly is one gate — the calculator handles the rest.
Where the Toyota Sienna is assembled
| Assembly plant | Location | Assembly test |
|---|---|---|
| Toyota Indiana (TMMI) | Princeton, IN | ✓ United States |
Confirm the other three tests
A US-assembly PASS is only the first gate. Each remaining condition has its own guide:
New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Frequently asked questions
Where is the Toyota Sienna built?
US Siennas are assembled at Toyota Indiana in Princeton, a US final-assembly point that satisfies the assembly test.
Does the hybrid-only Sienna still qualify?
Yes. The Sienna is hybrid-only, and the deduction turns on US assembly, not the powertrain — its Princeton, Indiana build meets the assembly test.
Is the Sienna built in the same plant as the Highlander?
Yes. Toyota Indiana in Princeton builds the Sienna, Highlander, and Grand Highlander, so all are US-assembled.
Related vehicles
Toyota Camry ✓ Qualifies Toyota RAV4 ! Depends on VIN Toyota Corolla ! Depends on VIN Toyota Highlander ✓ Qualifies Toyota Tacoma ✕ Doesn't qualify Toyota Tundra ✓ Qualifies
Advertiser disclosure
Financing a Toyota Sienna? Compare rates before you sign.
A lower rate means less interest — and the qualifying interest is what's deductible. Compare partner lenders; checking won't affect your credit score.