Does the Dodge Charger qualify for the car loan interest deduction?

The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Dodge Charger is built and what it means for your loan interest.

Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
Flat illustration of a coupe
✕
FAIL — assembled outside the USA
The Dodge Charger does not qualify on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer

The new-generation Dodge Charger — including the electric Daytona — is built at Windsor Assembly in Ontario, Canada, so it fails the OBBBA final-assembly-in-America test. A new, personal-use Charger still can't clear this gate because it isn't US-assembled. For a US-built Dodge, the Detroit-built Durango is the one to check.

Where the Dodge Charger is assembled

The Dodge Charger is imported for the US market — its final assembly point is outside the United States, so it fails the assembly test regardless of the brand.

Confirm the other three tests

A US-assembly result is only the first gate. Each remaining condition has its own guide:

New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Check your exact VIN → Estimate your deduction

Frequently asked questions

Is the new Dodge Charger made in the USA?
No. The latest Charger, including the Charger Daytona EV, is assembled at Windsor Assembly in Ontario, Canada, so it does not meet the US final-assembly requirement.
Does the Charger Daytona EV qualify since it's electric?
No. The deduction turns on US assembly, not the powertrain, and the Charger is built in Canada, so it fails the assembly test.
Which Dodge is US-built instead?
The Durango is assembled in Detroit, Michigan. Confirm the plant with the VIN before relying on the deduction.
Advertiser disclosure
Financing a Dodge Charger? Compare rates before you sign.
A lower rate means less interest — and the qualifying interest is what's deductible. Compare partner lenders; checking won't affect your credit score.
How it works →