Does the Chrysler Pacifica qualify for the car loan interest deduction?

The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Chrysler Pacifica is built and what it means for your loan interest.

Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
Flat illustration of a minivan
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FAIL — assembled outside the USA
The Chrysler Pacifica does not qualify on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer

The Chrysler Pacifica — gas and plug-in hybrid — is built at Windsor Assembly in Ontario, Canada, so it fails the OBBBA final-assembly-in-America test. A new, personal-use Pacifica still can't clear this gate because it isn't US-assembled. Shoppers who want a US-built minivan should check the Toyota Sienna (Indiana) or Honda Odyssey (Alabama).

Where the Chrysler Pacifica is assembled

The Chrysler Pacifica is imported for the US market — its final assembly point is outside the United States, so it fails the assembly test regardless of the brand.

Confirm the other three tests

A US-assembly result is only the first gate. Each remaining condition has its own guide:

New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Check your exact VIN → Estimate your deduction

Frequently asked questions

Is the Chrysler Pacifica made in the USA?
No. The Pacifica is assembled at Windsor Assembly in Ontario, Canada, so it does not meet the US final-assembly requirement.
Does the Pacifica Hybrid qualify since it's a plug-in?
No. The deduction turns on US assembly, not the powertrain, and the Pacifica Hybrid is built in Canada, so it fails the assembly test.
Which minivans are US-built instead?
The Toyota Sienna (Princeton, IN) and Honda Odyssey (Lincoln, AL) are US-assembled. Confirm the plant with the VIN before relying on the deduction.
Advertiser disclosure
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A lower rate means less interest — and the qualifying interest is what's deductible. Compare partner lenders; checking won't affect your credit score.
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