Does the Chevrolet Malibu qualify for the car loan interest deduction?
The 2025–2028 deduction turns on where a vehicle is finally assembled — not the badge. Here's where the 2025–2026 Chevrolet Malibu is built and what it means for your loan interest.
Assembly data: NHTSA vPIC + our verified plant lists · Not tax advice · Methodology
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PASS — assembled in the USA
The Chevrolet Malibu qualifies on the assembly test. Assembly is one of four gates — you also need a new vehicle, personal use, a 2025–2028 loan, and income under the phase-out.
The short answer
The Chevrolet Malibu is built at GM's Fairfax Assembly plant in Kansas City, Kansas, so it passes the OBBBA final-assembly test — though GM has wound down Malibu production, so supply is limited. A new, US-built Malibu financed for personal use under the income cap can still produce deductible interest. Decode the VIN to confirm the plant on your unit.
Where the Chevrolet Malibu is assembled
| Assembly plant | Location | Assembly test |
|---|---|---|
| Fairfax Assembly | Kansas City, KS | ✓ United States |
Confirm the other three tests
A US-assembly PASS is only the first gate. Each remaining condition has its own guide:
New & personal-use — used cars and leases don't qualify→ Loan dated 2025–2028 — refinancing keeps eligibility→ Income under the phase-out — run the MAGI calculator→
Frequently asked questions
Where is the Chevrolet Malibu made?
The Malibu is assembled at GM's Fairfax Assembly plant in Kansas City, Kansas, a US final-assembly point that meets the assembly test.
Is the Malibu being discontinued?
Yes. GM ended Malibu production, so new inventory is winding down. Remaining Kansas-built cars still pass the assembly test — decode the VIN to be sure.
Does a used Malibu qualify?
No. Only new vehicles qualify. A used Malibu, even a Kansas-built one, is out because original use must begin with you.
Advertiser disclosure
Financing a Chevrolet Malibu? Compare rates before you sign.
A lower rate means less interest — and the qualifying interest is what's deductible. Compare partner lenders; checking won't affect your credit score.